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Single Premium
Whole Life Changes
United Life's SPWL is already an uncomplicated and
attractive product, and they've made it even better!
Max issue age extended through 90
- Ages 86 through 90 can
now apply for face amounts through $100,000, only on a simplified
underwritten basis with three medical questions and no medical
testing
- Living Benefit rider
included when the face amount is $50,000 or greater
- Internal UNI-to-SPWL exchanges
now possible for ages 86 through 90. UL with a "Paid
Up" feature- Yes!
- Note: Reduced comp at
the new upper ages on SPWL
Significant improvement in break-even period (when cash value meet/surpasses the single premium
amount), with many ages realizing an average break-even point in the
third year, compared to the prior break-even average of six to eight
years or longer
Policy fee
eliminated, so your client's full premium payment goes
towards purchasing coverage
Effective 5/1, United Introduces Graded
Benefit Whole Life- now available for your online
quoting. An attractive alternative for Easy Underwriting and for
clients’ who may otherwise have insurability issues.
The following marketing materials are available for GBWL:
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